Terms of Use

No Formal Endorsements
 
Any reference or link to any other companies, events, services, or products, on our website, blog, or in our emails does not guarantee your success and/or satisfaction with and is not an endorsement of said companies, events, services, or products.
 
You understand and agree that you must use your own judgment to determine whether any other companies, events, services, or products would be beneficial to you and/or your business. 
 
You agree that we shall have no liability should you choose to make a purchase from any referenced company, event, service, or product and become dissatisfied. You agree to indemnify and hold us harmless should this occur.
 
Affiliate Disclosure 
 
Annie Rosette and Rosette Website Designs is an affiliate of multiple third-party organizations and will provide a link from time to time to their products. You won’t pay a penny more, but Annie Rosette and Rosette Website Designs will receive a small commission that helps sustain our small business efforts.
 
You understand and agree that you must use your own judgment to determine whether to make a purchase using an affiliate link. You agree that we shall have no liability should you choose to make a purchase from an affiliate link and become dissatisfied. You agree to indemnify and hold us harmless should this occur. 
 
Third-Party Links
 
From time to time, we may provide a link to a third-party website. These links are provided for your education and information only and are not an endorsement by the Company. If you use those links, you leave our website. 
 
You agree that Annie Rosette, rosettewebsitedesigns.com, Rosette Designs are not responsible for the content, availability, or accuracy of other websites that may be linked to our website. We make no warranty of any kind, whether express or implied, regarding third-party content, availability, or accuracy. 
 
By clicking on a link to a third-party website, you agree that you are doing so of your own discretion, volition, and at your own risk. You agree that Rosette Website Designs and rosettewebsitedesigns.com are not liable for any damage or loss caused by your access to or use of information, materials, products, or services contained on and/or purchased from any linked third-party website. 
 
By clicking on a link to a third-party website, you may allow third parties to collect and/or share your personal information. The privacy policies and terms and conditions on those third-party websites may differ from our Website’s. You are encouraged to read the privacy policies and terms and conditions of every linked third-party website that you visit.
 
Payments 
 
You have the right to pay for any of our products or services in full, including all e-learning courses, website templates, or online business resources. If you choose to pay using a payment plan provided by the Company using Stripe as a third-party payment option, you agree to pay each payment on time and in the full amount. 
 
 
If paying by debit card or credit card, you give us permission to automatically charge your credit or debit card for all fees and charges due and payable to the Company, without any additional authorization, for which you will receive an electronic receipt. You also agree that the Company is authorized to share any payment information and instructions required to complete the payment transactions with its third-party payment service providers (e.g., credit card transaction processing, merchant settlement, and related services).
 
Payment Plans:
If You elect for the payment plan, You hereby authorize the Company to charge your credit card or debit card automatically according to the terms set forth in the installment plan details shown at checkout. 
 
No matter what is stated in these terms, you understand that you are agreeing to the price and payment structure in which you agreed upon during the time of purchase. 
 
Regarding recurring payments and outstanding invoices: If all payment methods we have on file for you are declined for payment of your monthly fee, you must provide a new payment method promptly or your Program access will be terminated. If you have a credit card change or expire, please reach out to annierosette93@gmail.com and we will help you update it!
You are required by law to complete the remaining payments of your payment plan and you authorize us (without notice to you, unless required by applicable law) to collect any and all outstanding payments, using any eligible payment method we have on record for your account.
You understand that if you choose to pay for our products and or services using a payment plan, you understad that you are fully liable for all payments agreed upon. If a payment is missed, we will re-try the payment method four times before sending the debt to a collections agency of our choosing. We will always contact you via email before doing so. It is understood by both parties that if a third-party debt collections agency is needed to retreieve payments, an additional 30% will be added to the remaining balence owed if inside of the United States, and 35% will be added if outside of the United States to pay for the Debt Collection Services and all applicable legal fees associcated with the debt retrival. Continuing to use the resources we’ve provided after this, with failure to pay either us, or our third party debt collector will be looked at as theft in the United States. 
 
In the case of this happening, you authorize us to share the agreed upon terms you agreed to at the point of purchase, your IP address, your phone number, your email address, and any and all applicable information for them to retrive the debt. Once submitted to a third-party collections agency, you understand that it will not be us reaching out to you, and instead a third-party mediator.
 
Sale Pricing:
 
If we choose to do a sale or “flash sale,” you agree that you are responsible for all payments in which you have agreed, even if they are a different and lesser amount than here listed. 
 
Payments are made through Stripe, and if a payment fails, it will be tried again four times with the payment method provided. If the payment has still not been processed after the five attempts and is more than 30 days late, all remaining payments will be sent to a collections agency of our choosing to gather all remaining payments with an additional 30% added (35% will be added if outside of the USA) to the balence to pay for their fees. Our payment processors will try your payment method four times before being we reach out via email, and then send it to a collections agency. 
 
Annie Rosette, Rosette Website Designs, is not responsible for overdraft fees, late payment fees for your bank, or any other financial setback caused by your inability to pay your payment on time. If you're unable to commit to the entire payment plan, this product and investment is not for you. 
 
If payment is not fulfilled, you will be immediately removed from the course, user portal, Pin to Sales Facebook group and any other product or membership created by the Company. 
 
If this happens, and you pay the payment and want to resume your enrollment, please contact our team at annierosette93@gmail.com
 
You understand and agree that you are financially responsible for all purchases made by you or a third-party acting on your behalf.
 
All of the personal information that you provide as part of the purchase process for any product or service on our website may be collected by both us and our third-party payment processing providers. This includes, but is not limited to, name, email address, billing information, and credit card number. Please read our Privacy Policy with respect to how we handle your personal information.
 
 
  
Refunds
 
Due to the nature of the Services provided and the extensive time and effort that goes into the product(s) and/or program(s), we offer no refunds, and there is no refund policy whatsoever for any and all of the products or Services We offer. If you have questions about our refund policy, please email annierosette93@gmail.com. 
 
We do not tolerate or accept any type of chargeback from your credit card company. 
 
Termination 
 
We reserve the right to terminate your access to our website, and refuse to service to anyone, in full or in part, at any time for any reason. 
 
 
No Class Actions
 
You and the Company agree that all users located in the United States may only bring disputes against the Company on their own behalf, and not on behalf of any other person or entity, or any class of people. You and the Company agree not to participate in any class action, class arbitration, or consolidated disputes.
 
Limitation On Time To File Claims: 
ANY CAUSE OF ACTION OR CLAIM YOU MAY HAVE ARISING OUT OF OR RELATING TO THESE TERMS OF USE OR THE SERVICES MUST BE COMMENCED WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES, OTHERWISE SUCH CAUSE OF ACTION OR CLAIM IS PERMANENTLY BARRED.
 
Severability
 
If any provision of these Terms and Conditions shall be declared unenforceable or invalid, all remaining provisions shall remain in full force and effect. 
 
Modification of Terms and Conditions
 
We may change, modify, or update these Terms and Conditions at any time and will notify you of any such changes by a prominent notice displayed on our website at least 10 days prior to implementing the change. We recommend that you check the Terms and Conditions when you visit our website to be sure that you are aware of our most current policies.
 
By continuing to use this website, you agree to be bound by the most updated version of these Terms and Conditions, whether you have read them or have had the opportunity to read them and have chosen not to. 
 
IF YOU HAVE ANY QUESTIONS OR CONCERNS ABOUT THESE TERMS AND CONDITIONS, PLEASE CONTACT: annierosette93@gmail.com
 
These Terms and Conditions are fully effective as of Monday, November 5th, 2023.